Multiple Sclerosis, or MS for short, is a disabling disease that causes those afflicted with it to lose muscle control, become unstable while walking, become fatigued, have vision problems, experience muscle weakness, and other cognitive problems. MS sufferers may also experience mood disorders, muscle spasms, partial or total paralysis, widespread pain, tremors, uncontrollable muscle movements, difficulty swallowing, inability to control bladder and bowels, and breathing problems.
MS never affects two people the same way. Everyone will have varying abilities to function, work, and take care of themselves. Therefore, not everyone with MS will qualify for long-term disability benefits. However, long-term disability insurance companies are notorious for denying long-term disability benefits for people with MS even when they are completely disabled. Disability insurance carriers will examine the medical records of the MS patient and make a determination as to their level of disability without actually meeting the MS patient. Therefore, it is vital that all disability claims include a complete and comprehensive medical record as well as any vocational or occupational testing that has occurred in the treatment history of the MS patient.
Disability insurance carriers will often deny claims for benefits by multiple sclerosis patients. The reason for this is often that the claim itself was deemed deficient or did not find or support a claim for disability. If you have been denied disability benefits, call us. We will take on the insurance company for you and fight until you get the benefits you deserve.