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People obtain life insurance policies as part of financial planning for their loved ones’ future. Life insurance protects those who rely on the insured’s ongoing financial support and will suffer in the event that this support is withdrawn. Ideally, the life insurance company will pay the full policy amount after…
It is reported that around 12% of the population suffers from migraines. The International Headache Society defines chronic migraines as experiencing fifteen headache days per month, and eight or more of those days being migrainous, in absence of medication. If an individual experiences less than 15 headache days per month,…
An accidental death policy offers protection when the insured dies as a result of an accident. Accidental death benefits may be found as part of a regular life insurance policy or as a separate contract. What Does Accidental Death And Dismemberment Insurance Cover? Accidental death and dismemberment coverage provides protection…
Diastolic heart failure is when the lower left chamber of the heart (left ventricle) is not able to properly fill with blood during the diastolic phase, reducing the total amount of blood pumped out into the body. The diastolic phase is when the heart relaxes and fills with blood. When…
Blindness can occur for a multitude of reasons. Diabetes can cause blindness through a few conditions. Diabetes blindness causes thousands to lose their eye-sight every year. Diabetes interferes with the blood supplied to the eye, which can cause severe damage to the retina. This strain to the eye can cause…
Brittle Diabetes is a type of diabetes that is characterized by wide swings in blood glucose levels causing hyperglycemia or hypoglycemia. This type of diabetes is very difficult to control even if the patient follows their prescribed treatment. Brittle diabetes tends to occur when insulin levels fall to zero. Since…
Stroke is one of the leading causes of disability in the United States and is the fourth leading cause of death. Strokes are caused by a disruption in blood flow in the brain that affects the central nervous system. An ischemic stroke occurs when a blood clot obstructs blood flow…
Spinal stenosis occurs when there is a narrowing of the spinal canal, which compresses the spinal cord and nerves. This medical condition often results in severe symptoms and a profound effect on those afflicted. The condition can limit one’s ability to work or carry out normal daily activities and may…
A spinal cord injury and disability can be devastating, but it does not have to ruin your life financially. You may be entitled to private or employer-sponsored disability insurance. A spinal cord injury disability occurs when someone suffers from the loss of function, mobility or feeling in the body. As…
For people suffering from sickle cell disease, disabilities materialize in various ways including periods of pain that affect their bones, muscles, organs or the nervous system. This renders many sickle cell victims unable to work and live a normal, functioning life. Sickle cell disability creates financial hardships when people afflicted…