Stroke is one of the leading causes of disability in the United States and is the fourth leading cause of death. Strokes are caused by a disruption in blood flow in the brain that affects the central nervous system. An ischemic stroke occurs when a blood clot obstructs blood flow to the brain. A hemorrhagic stroke occurs when a blood vessel ruptures within the brain causing bleeding that disrupts the central nervous system. Another common causes, a ruptured aneurysm, which is a weakened cerebral artery that bursts.
A stroke, or other related event, usually strikes suddenly, with the first sign of a stroke being the stroke. Individuals can be suddenly disabled and in need of long term disability benefits, sometimes permanent disability. If caught early enough, depending on its severity, there is a good chance for the stroke victim to completely recover. However, that does not mean that the victim will not need long-term disability benefits. Insurance companies may adopt a wait and see attitude. Rather than processing and paying your benefits right away, they may drag out the process to see if you’ll recover. In the meantime, you may suffer financially while you recover.
Depending on the severity of the stroke and the length of time blood flow was disrupted in the brain a patient may experience partial paralysis, total paralysis, loss of memory, loss of vision, speech and language impairment, and even death.
LTD Disability Benefits Denied After Stroke
After most strokes, the patient will require a period of recovery. How long it takes to recover, varies greatly depending on the type and severity of the stroke. Some people due to diabetes, smoking, or other health condition are predisposed to having strokes and may suffer several in their lifetime.
The good news is, treatments have greatly improved over the past couple of decades. Modern stroke treatments permit many victims to return to work and other normal activities within a few days of the event. However, most victims will require weeks, months, or years to recover fully from the, if ever.
If you or a loved one has had a stroke and it appears that you may not be able to work anytime soon, you should file a claim with your long-term disability insurance carrier. Your long-term disability insurance claim due to a stroke may be denied or unreasonably delayed by your insurance company. Your long-term disability insurance carrier will continue to jerk you around for as long as you allow it. At the first hint of trouble, contact our long-term disability insurance lawyers. We will take on the big insurance company and fight for you to get the long-term disability insurance benefits you deserve.
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You have suffered enough because of your stroke, don’t let the insurance company make you suffer more. You paid for your long-term disability insurance benefits. Now that you need them, the insurance company is playing games with your life and livelihood. You do not have to take it! Call us. We will fight for you. Call 800-249-3731 today.
We handle long-term disability insurance cases across the United States.