Kentucky ERISA Disability & Life Insurance Claim Lawyers

Happy Birthday to the Kentucky Unfair Claims Settlement Practices Act! Today marks the anniversary of the enactment of this important law in Kentucky. It holds insurance companies accountable for not paying claims fairly or promptly. With the right attorney on your side, they can be forced to pay all damages from the delay. They can…

If you receive long-term disability (LTD) insurance as an employee benefit through work, it’s likely that your benefit is governed by the Employee Retirement Income Security Act, also known as ERISA. ERISA is a federal law that applies to all sorts of employee welfare benefits, including health insurance, life insurance, short-term disability insurance, and LTD…

Most health insurance plans cover medical expenses if the treatment is medically necessary and not “experimental” or “investigational.” But the health insurance policy documents rarely spell out exactly what treatments the insurer considers experimental or investigational. Instead, health insurance companies will create separate “medical policy guidelines” that their claim examiners will use to approve or…

Allstate Employees sue Allstate Corporation and their 401k plans, alleging breach of fiduciary duties. The suit is based on the alleged poor performance of investment selections and expenses incurred. The case involves investments in six of the Focus Funds. The suit includes allegations against the plan fiduciary duties to diversify the investments of the plan…

On June 8, 2021, Mehr Fairbanks Trial Lawyers obtained a judgment for $190,000 against Hartford Life and Accident Company in federal court. Hartford wrongfully denied life insurance benefits to a widow after her husband died of cancer, and accused them of making misrepresentations on the insurance application. The court disagreed and ordered Hartford to pay…

Some car accidents are more complicated than others. Were you injured in a car wreck involving multiple vehicles? How do you determine who is at fault? Kentucky applies “pure comparative fault” when determining who is responsible for causing a collision. This means it is possible more than one person could be responsible for compensating you…

Q: My life insurance policy was canceled because I missed a premium. What do I do? A: How long has it been since your premium was missed? If it was less than 30 days, all life insurance policies should have a clause that says that you can make that payment during a grace period of…

Accidental Death and Dismemberment (also referred to as AD&D or ADD) insurance is a type of life insurance that may provide additional coverage to you and your family if a death is the result of an accident. This means your beneficiaries may be able to recover life insurance proceeds plus additional accidental death proceeds. While…

Mehr Fairbanks Trial Lawyers teamed up with The Carnegie Center for Literacy & Learning to raise money for their tutoring services. You can read more about the fundraising project here. Mehr Fairbanks Trial Lawyers promised to match up to $10,000 of any contribution made to the fundraiser. Thanks to several thoughtful donors, MFPTL was able…

Attorney Bartley Hagerman recently settled a premises liability case for $100,000. Our client slipped and fell on ice in a parking lot after getting out of her car and sustained bodily injuries. The lawsuit was settled with the property owner and the snow and ice removal company. If you or someone you know suffered bodily…