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If you receive long-term disability (LTD) insurance as an employee benefit through work, it’s likely that your benefit is governed by the Employee Retirement Income Security Act, also known as ERISA. ERISA is a federal law that applies to all sorts of employee welfare benefits, including health insurance, life insurance, short-term disability insurance, and LTD…

Most health insurance plans cover medical expenses if the treatment is medically necessary and not “experimental” or “investigational.” But the health insurance policy documents rarely spell out exactly what treatments the insurer considers experimental or investigational. Instead, health insurance companies will create separate “medical policy guidelines” that their claim examiners will use to approve or…

Accidental Death and Dismemberment (also referred to as AD&D or ADD) insurance is a type of life insurance that may provide additional coverage to you and your family if a death is the result of an accident. This means your beneficiaries may be able to recover life insurance proceeds plus additional accidental death proceeds. While…

Mehr Fairbanks Trial Lawyers teamed up with The Carnegie Center for Literacy & Learning to raise money for their tutoring services. You can read more about the fundraising project here. Mehr Fairbanks Trial Lawyers promised to match up to $10,000 of any contribution made to the fundraiser. Thanks to several thoughtful donors, MFPTL was able…

Attorney Bartley Hagerman recently settled a premises liability case for $100,000. Our client slipped and fell on ice in a parking lot after getting out of her car and sustained bodily injuries. The lawsuit was settled with the property owner and the snow and ice removal company. If you or someone you know suffered bodily…

Austin Mehr will be presenting on the topic of Insurance Bad Faith Litigation on Friday, July 17, 2020 beginning at 1:00 p.m. EST. Austin will be presenting along with attorneys Buddy Wheatley and Claire Parsons. Due to the COVID-19 pandemic, the session will be held via Zoom. Mehr was invited to present in this CLE…

Did you know that some state governments look at the reading levels of 3rd graders to plan prison capacities in the future? By teaming up with The Carnegie Center for Literacy & Learning, we can help close the achievement gap that exists with children in our community. It starts with learning to read well. Carnegie…

The coronavirus pandemic has led to many events being postponed or canceled all around the world. In many cases, this is considered bad news for all involved. Workplaces deemed nonessential have been closed for nearly two months waiting on this period of life to pass. Fortunately, our office’s mission is still to help our clients…

Attorney Bartley Hagerman successfully got a client’s Long-Term Disability benefits reinstated with The Hartford. Before reaching out to our office, the client had been denied long-term disability benefits from his insurance company. Attorney Hagerman’s appeal succeeded, resulting in The Hartford reversing their denial and putting our client back on claim to receive monthly benefits. At…

Each benefit claim is different depending on the facts of your case, the plan, and the benefits at issue. However, below are some frequently asked questions regarding ERISA disability claims. If you have further questions or your long term disability or ERISA disability claim has been denied, contact one of our experienced ERISA disability attorneys…